May 1, 2019 Thesis Open Access

WondwosenTefera

MARC21 XML Export

<?xml version='1.0' encoding='UTF-8'?>
<record xmlns="http://www.loc.gov/MARC21/slim">
  <leader>00000nam##2200000uu#4500</leader>
  <controlfield tag="005">20250113093339.0</controlfield>
  <controlfield tag="001">5762</controlfield>
  <datafield tag="856" ind1="4" ind2=" ">
    <subfield code="s">647925</subfield>
    <subfield code="z">md5:d45cbd5fd89e1d88df48cadeabb670f7</subfield>
    <subfield code="u">https://zenodo.org/record/5762/files/f1042664640.pdf</subfield>
  </datafield>
  <datafield tag="542" ind1=" " ind2=" ">
    <subfield code="l">open</subfield>
  </datafield>
  <datafield tag="260" ind1=" " ind2=" ">
    <subfield code="c">2019-05-01</subfield>
  </datafield>
  <datafield tag="909" ind1="C" ind2="O">
    <subfield code="p">user-dbu</subfield>
    <subfield code="p">user-zenodo</subfield>
    <subfield code="o">oai:zenodo.org:5762</subfield>
  </datafield>
  <datafield tag="100" ind1=" " ind2=" ">
    <subfield code="a">WondwosenTefera</subfield>
  </datafield>
  <datafield tag="245" ind1=" " ind2=" ">
    <subfield code="a">"The case of BasonaWerana District in North Shoa Zone of AmharaRegionEthiopia"</subfield>
  </datafield>
  <datafield tag="980" ind1=" " ind2=" ">
    <subfield code="a">user-dbu</subfield>
  </datafield>
  <datafield tag="980" ind1=" " ind2=" ">
    <subfield code="a">user-zenodo</subfield>
  </datafield>
  <datafield tag="540" ind1=" " ind2=" ">
    <subfield code="u">http://www.opendefinition.org/licenses/cc-by</subfield>
    <subfield code="a">Creative Commons Attribution</subfield>
  </datafield>
  <datafield tag="650" ind1="1" ind2="7">
    <subfield code="a">cc-by</subfield>
    <subfield code="2">opendefinition.org</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">&lt;p&gt;In Ethiopia, among other things, lack of finance is one of the fundamental problems hampering&lt;br&gt;
production, productivity and income of rural poor farm households. Since access to institutional&lt;br&gt;
finance is very limited, the majority of the poor are forced to search financial services through&lt;br&gt;
informal channels so forced them to remain in the vicious circle of poverty. The study was sought&lt;br&gt;
to ascertain use of formal financial credit and factors that affect smallholder farmer&amp;rsquo;s access to&lt;br&gt;
formal credit. A multistage sampling method was employed to select ten out of thirty rural&lt;br&gt;
kebeles in BasonaWerana district and 422 farm households. Structured interview schedule was&lt;br&gt;
developed, pre-tested and used for collecting quantitative data for the study from the sampled&lt;br&gt;
household heads. Focus group discussion, and key informant interview were held to generate&lt;br&gt;
qualitative data. Descriptive statistics and logit model were used for analyzing quantitative data&lt;br&gt;
and the qualitative data was analyzed thematically. The output from the study indicates that 103&lt;br&gt;
(24.41%) of the sampled farm households were formal financial credit users, whereas the&lt;br&gt;
remaining (75.59%) were non-users. However, among the credit users 89(86.40%) reported as&lt;br&gt;
they were not satisfied with the credit amount. Farmers acknowledge group lending solves the&lt;br&gt;
problem of collateral requirement, but also mentioned as it has a sort of limitations in affecting&lt;br&gt;
the credit demand negatively. Moreover, the analysis using the logit model revealed that the&lt;br&gt;
demographic factors, age, sex and education status of the household heads, and majority of the&lt;br&gt;
institutional factors such as, lending procedure, interest rates, rigid repayment period and&lt;br&gt;
distance, as well attitude of household heads towards credit risk were the statistically significant&lt;br&gt;
determinants that affect smallholder farmers&amp;rsquo; access to formal financial credit&lt;/p&gt;</subfield>
  </datafield>
  <datafield tag="773" ind1=" " ind2=" ">
    <subfield code="n">doi</subfield>
    <subfield code="i">isVersionOf</subfield>
    <subfield code="a">10.20372/nadre:5761</subfield>
  </datafield>
  <datafield tag="024" ind1=" " ind2=" ">
    <subfield code="a">10.20372/nadre:5762</subfield>
    <subfield code="2">doi</subfield>
  </datafield>
  <datafield tag="980" ind1=" " ind2=" ">
    <subfield code="a">publication</subfield>
    <subfield code="b">thesis</subfield>
  </datafield>
</record>