Thesis Open Access
WondwosenTefera
<?xml version='1.0' encoding='utf-8'?> <rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:adms="http://www.w3.org/ns/adms#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dct="http://purl.org/dc/terms/" xmlns:dctype="http://purl.org/dc/dcmitype/" xmlns:dcat="http://www.w3.org/ns/dcat#" xmlns:duv="http://www.w3.org/ns/duv#" xmlns:foaf="http://xmlns.com/foaf/0.1/" xmlns:frapo="http://purl.org/cerif/frapo/" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:gsp="http://www.opengis.net/ont/geosparql#" xmlns:locn="http://www.w3.org/ns/locn#" xmlns:org="http://www.w3.org/ns/org#" xmlns:owl="http://www.w3.org/2002/07/owl#" xmlns:prov="http://www.w3.org/ns/prov#" xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" xmlns:schema="http://schema.org/" xmlns:skos="http://www.w3.org/2004/02/skos/core#" xmlns:vcard="http://www.w3.org/2006/vcard/ns#" xmlns:wdrs="http://www.w3.org/2007/05/powder-s#"> <rdf:Description rdf:about="https://doi.org/10.20372/nadre:5762"> <rdf:type rdf:resource="http://www.w3.org/ns/dcat#Dataset"/> <dct:type rdf:resource="http://purl.org/dc/dcmitype/Text"/> <dct:identifier rdf:datatype="http://www.w3.org/2001/XMLSchema#anyURI">https://doi.org/10.20372/nadre:5762</dct:identifier> <foaf:page rdf:resource="https://doi.org/10.20372/nadre:5762"/> <dct:creator> <rdf:Description> <rdf:type rdf:resource="http://xmlns.com/foaf/0.1/Agent"/> <foaf:name>WondwosenTefera</foaf:name> </rdf:Description> </dct:creator> <dct:title>"The case of BasonaWerana District in North Shoa Zone of AmharaRegionEthiopia"</dct:title> <dct:publisher> <foaf:Agent> <foaf:name>Zenodo</foaf:name> </foaf:Agent> </dct:publisher> <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#gYear">2019</dct:issued> <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2019-05-01</dct:issued> <owl:sameAs rdf:resource="https://nadre.ethernet.edu.et/record/5762"/> <adms:identifier> <adms:Identifier> <skos:notation rdf:datatype="http://www.w3.org/2001/XMLSchema#anyURI">https://nadre.ethernet.edu.et/record/5762</skos:notation> <adms:schemeAgency>url</adms:schemeAgency> </adms:Identifier> </adms:identifier> <dct:isVersionOf rdf:resource="https://doi.org/10.20372/nadre:5761"/> <dct:isPartOf rdf:resource="https://nadre.ethernet.edu.et/communities/dbu"/> <dct:isPartOf rdf:resource="https://nadre.ethernet.edu.et/communities/zenodo"/> <dct:description><p>In Ethiopia, among other things, lack of finance is one of the fundamental problems hampering<br> production, productivity and income of rural poor farm households. Since access to institutional<br> finance is very limited, the majority of the poor are forced to search financial services through<br> informal channels so forced them to remain in the vicious circle of poverty. The study was sought<br> to ascertain use of formal financial credit and factors that affect smallholder farmer&rsquo;s access to<br> formal credit. A multistage sampling method was employed to select ten out of thirty rural<br> kebeles in BasonaWerana district and 422 farm households. Structured interview schedule was<br> developed, pre-tested and used for collecting quantitative data for the study from the sampled<br> household heads. Focus group discussion, and key informant interview were held to generate<br> qualitative data. Descriptive statistics and logit model were used for analyzing quantitative data<br> and the qualitative data was analyzed thematically. The output from the study indicates that 103<br> (24.41%) of the sampled farm households were formal financial credit users, whereas the<br> remaining (75.59%) were non-users. However, among the credit users 89(86.40%) reported as<br> they were not satisfied with the credit amount. Farmers acknowledge group lending solves the<br> problem of collateral requirement, but also mentioned as it has a sort of limitations in affecting<br> the credit demand negatively. Moreover, the analysis using the logit model revealed that the<br> demographic factors, age, sex and education status of the household heads, and majority of the<br> institutional factors such as, lending procedure, interest rates, rigid repayment period and<br> distance, as well attitude of household heads towards credit risk were the statistically significant<br> determinants that affect smallholder farmers&rsquo; access to formal financial credit</p></dct:description> <dct:accessRights rdf:resource="http://publications.europa.eu/resource/authority/access-right/PUBLIC"/> <dct:accessRights> <dct:RightsStatement rdf:about="info:eu-repo/semantics/openAccess"> <rdfs:label>Open Access</rdfs:label> </dct:RightsStatement> </dct:accessRights> <dcat:distribution> <dcat:Distribution> <dct:rights> <dct:RightsStatement rdf:about="http://www.opendefinition.org/licenses/cc-by"> <rdfs:label>Creative Commons Attribution</rdfs:label> </dct:RightsStatement> </dct:rights> <dcat:accessURL rdf:resource="https://doi.org/10.20372/nadre:5762"/> </dcat:Distribution> </dcat:distribution> <dcat:distribution> <dcat:Distribution> <dcat:accessURL rdf:resource="https://doi.org/10.20372/nadre:5762"/> <dcat:byteSize>647925</dcat:byteSize> <dcat:downloadURL rdf:resource="https://nadre.ethernet.edu.et/record/5762/files/f1042664640.pdf"/> <dcat:mediaType>application/pdf</dcat:mediaType> </dcat:Distribution> </dcat:distribution> </rdf:Description> </rdf:RDF>
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