May 1, 2019 Thesis Open Access

WondwosenTefera

JSON Export

{
  "files": [
    {
      "links": {
        "self": "https://nadre.ethernet.edu.et/api/files/e5f8db76-bb0f-494e-a5c7-a08349638ec8/f1042664640.pdf"
      }, 
      "checksum": "md5:d45cbd5fd89e1d88df48cadeabb670f7", 
      "bucket": "e5f8db76-bb0f-494e-a5c7-a08349638ec8", 
      "key": "f1042664640.pdf", 
      "type": "pdf", 
      "size": 647925
    }
  ], 
  "owners": [
    11
  ], 
  "doi": "10.20372/nadre:5762", 
  "stats": {}, 
  "links": {
    "doi": "https://doi.org/10.20372/nadre:5762", 
    "conceptdoi": "https://doi.org/10.20372/nadre:5761", 
    "bucket": "https://nadre.ethernet.edu.et/api/files/e5f8db76-bb0f-494e-a5c7-a08349638ec8", 
    "conceptbadge": "https://nadre.ethernet.edu.et/badge/doi/10.20372/nadre%3A5761.svg", 
    "html": "https://nadre.ethernet.edu.et/record/5762", 
    "latest_html": "https://nadre.ethernet.edu.et/record/5762", 
    "badge": "https://nadre.ethernet.edu.et/badge/doi/10.20372/nadre%3A5762.svg", 
    "latest": "https://nadre.ethernet.edu.et/api/records/5762"
  }, 
  "conceptdoi": "10.20372/nadre:5761", 
  "created": "2025-01-13T09:33:36.478732+00:00", 
  "updated": "2025-01-13T09:33:39.035683+00:00", 
  "conceptrecid": "5761", 
  "revision": 3, 
  "id": 5762, 
  "metadata": {
    "access_right_category": "success", 
    "doi": "10.20372/nadre:5762", 
    "description": "<p>In Ethiopia, among other things, lack of finance is one of the fundamental problems hampering<br>\nproduction, productivity and income of rural poor farm households. Since access to institutional<br>\nfinance is very limited, the majority of the poor are forced to search financial services through<br>\ninformal channels so forced them to remain in the vicious circle of poverty. The study was sought<br>\nto ascertain use of formal financial credit and factors that affect smallholder farmer&rsquo;s access to<br>\nformal credit. A multistage sampling method was employed to select ten out of thirty rural<br>\nkebeles in BasonaWerana district and 422 farm households. Structured interview schedule was<br>\ndeveloped, pre-tested and used for collecting quantitative data for the study from the sampled<br>\nhousehold heads. Focus group discussion, and key informant interview were held to generate<br>\nqualitative data. Descriptive statistics and logit model were used for analyzing quantitative data<br>\nand the qualitative data was analyzed thematically. The output from the study indicates that 103<br>\n(24.41%) of the sampled farm households were formal financial credit users, whereas the<br>\nremaining (75.59%) were non-users. However, among the credit users 89(86.40%) reported as<br>\nthey were not satisfied with the credit amount. Farmers acknowledge group lending solves the<br>\nproblem of collateral requirement, but also mentioned as it has a sort of limitations in affecting<br>\nthe credit demand negatively. Moreover, the analysis using the logit model revealed that the<br>\ndemographic factors, age, sex and education status of the household heads, and majority of the<br>\ninstitutional factors such as, lending procedure, interest rates, rigid repayment period and<br>\ndistance, as well attitude of household heads towards credit risk were the statistically significant<br>\ndeterminants that affect smallholder farmers&rsquo; access to formal financial credit</p>", 
    "license": {
      "id": "cc-by"
    }, 
    "title": "\"The case of BasonaWerana District in North Shoa Zone of AmharaRegionEthiopia\"", 
    "relations": {
      "version": [
        {
          "count": 1, 
          "index": 0, 
          "parent": {
            "pid_type": "recid", 
            "pid_value": "5761"
          }, 
          "is_last": true, 
          "last_child": {
            "pid_type": "recid", 
            "pid_value": "5762"
          }
        }
      ]
    }, 
    "communities": [
      {
        "id": "dbu"
      }, 
      {
        "id": "zenodo"
      }
    ], 
    "publication_date": "2019-05-01", 
    "creators": [
      {
        "name": "WondwosenTefera"
      }
    ], 
    "access_right": "open", 
    "resource_type": {
      "subtype": "thesis", 
      "type": "publication", 
      "title": "Thesis"
    }, 
    "related_identifiers": [
      {
        "scheme": "doi", 
        "identifier": "10.20372/nadre:5761", 
        "relation": "isVersionOf"
      }
    ]
  }
}