October 3, 2025 Thesis Open Access

HIWOT GEREMEW

MARC21 XML Export

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    <subfield code="a">Microfinance institution, finance, Dilla, Growth, SMEs,</subfield>
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    <subfield code="c">Dilla university</subfield>
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    <subfield code="c">2025-10-03</subfield>
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    <subfield code="a">THE ROLE OF MICROFINANCE INSTITUTIONS IN THE GROWTH OF SMALL AND MEDIUM ENTERPRISES: IN THE CASE OF DILLA TOWN</subfield>
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    <subfield code="a">&lt;p&gt;The main aim of this study was to examine role of Microfinance institution in growth of&lt;br&gt;
Small and Medium enterprises in Dilla town. This study was conducted by using both&lt;br&gt;
descriptive and explanatory research design in collaboration with mixed research&lt;br&gt;
approach. The study was conducted in related with SMEs operated in Dilla Town, taking&lt;br&gt;
a sample of 100 owners/managers of SMEs, which are drawn from total of 532 SMEs by&lt;br&gt;
using stratified sampling as per simple random sampling procedure. Data was collected&lt;br&gt;
by using self-administered questionnaires distributed to the respondents and having 77%&lt;br&gt;
response rate. The collected data was analyzed by using both descriptive and inferential&lt;br&gt;
statistical techniques: among descriptive statistics; frequency and percentage was used&lt;br&gt;
whereas inferential statistics and simple OLS regression analysis for which loan from&lt;br&gt;
MFIs is used as independent and sales of SMEs as dependent variable. The results&lt;br&gt;
showed that 62.34% of financing source for SMEs operated in Dilla town is supported by&lt;br&gt;
MFIs, average yearly growth of sales is over 11.6% and 64.94% of sales growth of SMEs&lt;br&gt;
was contributed by loan from MFIs. The regression result also supported that the&lt;br&gt;
relationship of loan from MFIs highly affect the growth of SMEs by having 100%&lt;br&gt;
coefficient of determination and 65% slop between predator and explanatory variables.&lt;br&gt;
This was concluded that, there was significant effect of independent variable on&lt;br&gt;
dependent variable. The study recommends that stakeholders should perform the issue&lt;br&gt;
what they did and take an action for succession of SMEs.&lt;/p&gt;</subfield>
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