October 3, 2025 Thesis Open Access

HIWOT GEREMEW

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  <identifier identifierType="DOI">10.20372/nadre:19349</identifier>
  <creators>
    <creator>
      <creatorName>HIWOT GEREMEW</creatorName>
    </creator>
  </creators>
  <titles>
    <title>THE ROLE OF MICROFINANCE INSTITUTIONS IN THE GROWTH OF SMALL AND MEDIUM ENTERPRISES: IN THE CASE OF DILLA TOWN</title>
  </titles>
  <publisher>Zenodo</publisher>
  <publicationYear>2025</publicationYear>
  <subjects>
    <subject>Microfinance institution, finance, Dilla, Growth, SMEs,</subject>
  </subjects>
  <dates>
    <date dateType="Issued">2025-10-03</date>
  </dates>
  <language>en</language>
  <resourceType resourceTypeGeneral="Text">Thesis</resourceType>
  <alternateIdentifiers>
    <alternateIdentifier alternateIdentifierType="url">https://nadre.ethernet.edu.et/record/19349</alternateIdentifier>
  </alternateIdentifiers>
  <relatedIdentifiers>
    <relatedIdentifier relatedIdentifierType="DOI" relationType="IsVersionOf">10.20372/nadre:19348</relatedIdentifier>
    <relatedIdentifier relatedIdentifierType="URL" relationType="IsPartOf">https://nadre.ethernet.edu.et/communities/02</relatedIdentifier>
    <relatedIdentifier relatedIdentifierType="URL" relationType="IsPartOf">https://nadre.ethernet.edu.et/communities/zenodo</relatedIdentifier>
  </relatedIdentifiers>
  <version>01</version>
  <rightsList>
    <rights rightsURI="http://www.opendefinition.org/licenses/cc-by">Creative Commons Attribution</rights>
    <rights rightsURI="info:eu-repo/semantics/openAccess">Open Access</rights>
  </rightsList>
  <descriptions>
    <description descriptionType="Abstract">&lt;p&gt;The main aim of this study was to examine role of Microfinance institution in growth of&lt;br&gt;
Small and Medium enterprises in Dilla town. This study was conducted by using both&lt;br&gt;
descriptive and explanatory research design in collaboration with mixed research&lt;br&gt;
approach. The study was conducted in related with SMEs operated in Dilla Town, taking&lt;br&gt;
a sample of 100 owners/managers of SMEs, which are drawn from total of 532 SMEs by&lt;br&gt;
using stratified sampling as per simple random sampling procedure. Data was collected&lt;br&gt;
by using self-administered questionnaires distributed to the respondents and having 77%&lt;br&gt;
response rate. The collected data was analyzed by using both descriptive and inferential&lt;br&gt;
statistical techniques: among descriptive statistics; frequency and percentage was used&lt;br&gt;
whereas inferential statistics and simple OLS regression analysis for which loan from&lt;br&gt;
MFIs is used as independent and sales of SMEs as dependent variable. The results&lt;br&gt;
showed that 62.34% of financing source for SMEs operated in Dilla town is supported by&lt;br&gt;
MFIs, average yearly growth of sales is over 11.6% and 64.94% of sales growth of SMEs&lt;br&gt;
was contributed by loan from MFIs. The regression result also supported that the&lt;br&gt;
relationship of loan from MFIs highly affect the growth of SMEs by having 100%&lt;br&gt;
coefficient of determination and 65% slop between predator and explanatory variables.&lt;br&gt;
This was concluded that, there was significant effect of independent variable on&lt;br&gt;
dependent variable. The study recommends that stakeholders should perform the issue&lt;br&gt;
what they did and take an action for succession of SMEs.&lt;/p&gt;</description>
  </descriptions>
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