October 3, 2025 Thesis Open Access

HIWOT GEREMEW

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  <dc:creator>HIWOT GEREMEW</dc:creator>
  <dc:date>2025-10-03</dc:date>
  <dc:description>The main aim of this study was to examine role of Microfinance institution in growth of
Small and Medium enterprises in Dilla town. This study was conducted by using both
descriptive and explanatory research design in collaboration with mixed research
approach. The study was conducted in related with SMEs operated in Dilla Town, taking
a sample of 100 owners/managers of SMEs, which are drawn from total of 532 SMEs by
using stratified sampling as per simple random sampling procedure. Data was collected
by using self-administered questionnaires distributed to the respondents and having 77%
response rate. The collected data was analyzed by using both descriptive and inferential
statistical techniques: among descriptive statistics; frequency and percentage was used
whereas inferential statistics and simple OLS regression analysis for which loan from
MFIs is used as independent and sales of SMEs as dependent variable. The results
showed that 62.34% of financing source for SMEs operated in Dilla town is supported by
MFIs, average yearly growth of sales is over 11.6% and 64.94% of sales growth of SMEs
was contributed by loan from MFIs. The regression result also supported that the
relationship of loan from MFIs highly affect the growth of SMEs by having 100%
coefficient of determination and 65% slop between predator and explanatory variables.
This was concluded that, there was significant effect of independent variable on
dependent variable. The study recommends that stakeholders should perform the issue
what they did and take an action for succession of SMEs.</dc:description>
  <dc:identifier>https://zenodo.org/record/19349</dc:identifier>
  <dc:identifier>10.20372/nadre:19349</dc:identifier>
  <dc:identifier>oai:zenodo.org:19349</dc:identifier>
  <dc:language>eng</dc:language>
  <dc:relation>doi:10.20372/nadre:19348</dc:relation>
  <dc:relation>url:https://nadre.ethernet.edu.et/communities/02</dc:relation>
  <dc:relation>url:https://nadre.ethernet.edu.et/communities/zenodo</dc:relation>
  <dc:rights>info:eu-repo/semantics/openAccess</dc:rights>
  <dc:rights>http://www.opendefinition.org/licenses/cc-by</dc:rights>
  <dc:subject>Microfinance institution, finance, Dilla, Growth, SMEs,</dc:subject>
  <dc:title>THE ROLE OF MICROFINANCE INSTITUTIONS IN THE GROWTH OF SMALL AND MEDIUM ENTERPRISES: IN THE CASE OF DILLA TOWN</dc:title>
  <dc:type>info:eu-repo/semantics/doctoralThesis</dc:type>
  <dc:type>publication-thesis</dc:type>
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