Thesis Open Access
MUHAMMED AMINA
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<identifier identifierType="DOI">10.20372/nadre:10980</identifier>
<creators>
<creator>
<creatorName>MUHAMMED AMINA</creatorName>
<affiliation>MADDA WALABU UNIVERSITY</affiliation>
</creator>
</creators>
<titles>
<title>THE IMPACTS OFPARTICIPATION IN COMMUNITY BASEDRURAL SAVING AND CREDITCOOPERATIVESON WOMEN INCOME: THE CASE OF SINANA WOREDA, BALE ZONE, OROMIA, ETHIOPIA</title>
</titles>
<publisher>Zenodo</publisher>
<publicationYear>2022</publicationYear>
<subjects>
<subject>Participation, Income, Rural Saving and Credit Cooperatives, Impact, Propensity Score Matching.</subject>
</subjects>
<contributors>
<contributor contributorType="Supervisor">
<contributorName>NIGUSIE DEJENE (PhD)</contributorName>
<affiliation>MADDA WALABU UNIVERSITY</affiliation>
</contributor>
</contributors>
<dates>
<date dateType="Issued">2022-06-12</date>
</dates>
<language>en</language>
<resourceType resourceTypeGeneral="Text">Thesis</resourceType>
<alternateIdentifiers>
<alternateIdentifier alternateIdentifierType="url">https://nadre.ethernet.edu.et/record/10980</alternateIdentifier>
</alternateIdentifiers>
<relatedIdentifiers>
<relatedIdentifier relatedIdentifierType="DOI" relationType="IsVersionOf">10.20372/nadre:10979</relatedIdentifier>
<relatedIdentifier relatedIdentifierType="URL" relationType="IsPartOf">https://nadre.ethernet.edu.et/communities/mwu123-un</relatedIdentifier>
</relatedIdentifiers>
<rightsList>
<rights rightsURI="http://www.opendefinition.org/licenses/cc-by">Creative Commons Attribution</rights>
<rights rightsURI="info:eu-repo/semantics/openAccess">Open Access</rights>
</rightsList>
<descriptions>
<description descriptionType="Abstract"><p>Community based saving and credit is one of the most powerful tools that contribute to the livelihoods of<br>
many rural people through provision of financial and supporting services to the poor. In light of the<br>
problems and the research gaps identified, this study was sought to address and generate information on<br>
the impact of participation in community based rural saving and credit cooperatives on women total<br>
annual income. The study was conducted in Sinana district of Bale zone, Oromiaregional state. A total of<br>
378 sample respondentswere selected through multi-stage sampling techniques. First, Sinana district was<br>
purposefully selected. Then after, a simple random sampling technique was employed to select six<br>
Kebeles. Finally, by stratified random sampling technique 378 sample women from the selected six<br>
Kebeles were selected. Descriptive statistics and inferential statistics such as frequency, percentage, t-<br>
test, chi-square test, logistic regression, and propensity score matching methods were employed for data<br>
analysis. The results of the logit regression model identified that family size, distances from rural saving<br>
and credit cooperative center and dependency ratio were negatively affected the participation; whereas<br>
marital status, education status, participation in training, credit use, and amount of loan borrowed were<br>
positively affected women&rsquo;sparticipation in from rural saving and credit cooperatives. Propensity score<br>
matching method was also employed to determine the impacts of membership in from rural saving and<br>
credit cooperative on womanincome. The estimation result implied that, on average, participation of<br>
women in from rural saving and credit cooperative have increased amount of annual income by<br>
9263.94birr during the survey year. The estimated average treatment effect showed that participation of<br>
women in from rural saving and credit cooperative has significant impact on income of participant<br>
women with significant t-statistic (25.42) at 1% significance level. The average amount of income of<br>
participant women was higher by 61.14% when compared with the average amount of income of non-<br>
participantwomen in the study area during survey year.Therefore, the government in collaboration with<br>
the stakeholders of from rural saving and credit cooperative should give more attention in improving<br>
rural saving and credit cooperatives in order to develop the participation of women in from rural saving and credit cooperative and enhance their annual income increment in the study area.2</p></description>
</descriptions>
</resource>
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