June 12, 2022 Thesis Open Access

MUHAMMED AMINA

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{
  "DOI": "10.20372/nadre:10980", 
  "language": "eng", 
  "author": [
    {
      "family": "MUHAMMED AMINA"
    }
  ], 
  "issued": {
    "date-parts": [
      [
        2022, 
        6, 
        12
      ]
    ]
  }, 
  "abstract": "<p>Community based saving and credit is one of the most powerful tools that contribute to the livelihoods of<br>\nmany rural people through provision of financial and supporting services to the poor. In light of the<br>\nproblems and the research gaps identified, this study was sought to address and generate information on<br>\nthe impact of participation in community based rural saving and credit cooperatives on women total<br>\nannual income. The study was conducted in Sinana district of Bale zone, Oromiaregional state. A total of<br>\n378 sample respondentswere selected through multi-stage sampling techniques. First, Sinana district was<br>\npurposefully selected. Then after, a simple random sampling technique was employed to select six<br>\nKebeles. Finally, by stratified random sampling technique 378 sample women from the selected six<br>\nKebeles were selected. Descriptive statistics and inferential statistics such as frequency, percentage, t-<br>\ntest, chi-square test, logistic regression, and propensity score matching methods were employed for data<br>\nanalysis. The results of the logit regression model identified that family size, distances from rural saving<br>\nand credit cooperative center and dependency ratio were negatively affected the participation; whereas<br>\nmarital status, education status, participation in training, credit use, and amount of loan borrowed were<br>\npositively affected women&rsquo;sparticipation in from rural saving and credit cooperatives. Propensity score<br>\nmatching method was also employed to determine the impacts of membership in from rural saving and<br>\ncredit cooperative on womanincome. The estimation result implied that, on average, participation of<br>\nwomen in from rural saving and credit cooperative have increased amount of annual income by<br>\n9263.94birr during the survey year. The estimated average treatment effect showed that participation of<br>\nwomen in from rural saving and credit cooperative has significant impact on income of participant<br>\nwomen with significant t-statistic (25.42) at 1% significance level. The average amount of income of<br>\nparticipant women was higher by 61.14% when compared with the average amount of income of non-<br>\nparticipantwomen in the study area during survey year.Therefore, the government in collaboration with<br>\nthe stakeholders of from rural saving and credit cooperative should give more attention in improving<br>\nrural saving and credit cooperatives in order to develop the participation of women in from rural saving and credit cooperative and enhance their annual income increment in the study area.2</p>", 
  "title": "THE IMPACTS OFPARTICIPATION IN COMMUNITY BASEDRURAL SAVING AND CREDITCOOPERATIVESON WOMEN INCOME: THE CASE OF SINANA WOREDA, BALE ZONE, OROMIA, ETHIOPIA", 
  "type": "thesis", 
  "id": "10980"
}