March 19, 2025 Thesis Open Access

YADESA GIRMA TEKALEGN

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  <identifier identifierType="DOI">10.20372/nadre:5809</identifier>
  <creators>
    <creator>
      <creatorName>YADESA GIRMA TEKALEGN</creatorName>
      <affiliation>Dambi Dollo University</affiliation>
    </creator>
  </creators>
  <titles>
    <title>THE EFFECTS OF CREDIT MANAGEMENT PRACTICES ON FINANCIAL PERFORMANCE: THE CASE OF METEMAMEN MICROFINANCE INSTITUTION IN DAMBI DOLLO, KELLEM  WOLLEGAZONE</title>
  </titles>
  <publisher>Zenodo</publisher>
  <publicationYear>2025</publicationYear>
  <dates>
    <date dateType="Issued">2025-03-19</date>
  </dates>
  <resourceType resourceTypeGeneral="Text">Thesis</resourceType>
  <alternateIdentifiers>
    <alternateIdentifier alternateIdentifierType="url">https://nadre.ethernet.edu.et/record/5809</alternateIdentifier>
  </alternateIdentifiers>
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    <relatedIdentifier relatedIdentifierType="DOI" relationType="IsVersionOf">10.20372/nadre:5808</relatedIdentifier>
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  <rightsList>
    <rights rightsURI="http://www.opendefinition.org/licenses/odc-by">Open Data Commons Attribution License</rights>
    <rights rightsURI="info:eu-repo/semantics/openAccess">Open Access</rights>
  </rightsList>
  <descriptions>
    <description descriptionType="Abstract">&lt;p&gt;The aim of this study is to determine the effect of credit management on the financial performance of micro finance institution; case study on Metemamen Microfinance Institution in Dambi Dollo, Kellem Wollega Zone. The target population of study was employees in the Metemamen MFIs institution. The study used purposive sampling technique. Primary data was collected using questionnaires to the respondents and secondary data collected from annual report financial statement. Descriptive statistics were used to analyze data. The study found that client appraisal; credit risk control and collection policy had effect on financial performance of Metemamen Microfinance Institution in Dambi Dollo, Kellem Wollega Zone. The study result show that there was strong relationship between financial performance of Metemamen Micro finance Institution and client appraisal, credit risk control and collection policy. The study recognized that client appraisal, credit risk control and collection policy influence financial performance of Metemamen Micro-finance institution in Dambi Dollo, Kellem Wollega Zone. The findings reveal that robust credit management significantly enhances the financial performance of MMFI by reducing default rates and improving loan recovery. The study underscores the importance of stringent credit policies and effective risk management practices in ensuring the sustainability and growth of microfinance institutions. The study recommends that MFI should enhance their collection policy by adapting a more stringent policy to a lenient policy for effective debt recovery&lt;/p&gt;</description>
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