June 1, 2019 Thesis Open Access

Deje Asefa Watol

DCAT Export

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    <dct:title>Credit Risk Management Practice and Financial Performance of Micro Finance Institutions (MFIs) in Addis Ababa City</dct:title>
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    <dct:description>&lt;p&gt;The purpose of the study was to assess the credit risk management practices and financial performance of MFIs in Addis Ababa Ethiopia. This study was based on some conceptual aspects of different risk management practices adopted by micro financial institutions From 23 MFIs in Addis Ababa the researcher purposively selected 20 MFIs and distributes 120 questioners and collected 111 questioners. Descriptive statistics was useful for coming up with an understanding of the data and helped in organizing and summarizing of the data as well as to achieve the research objective. Three measures of descriptive analysis such as means, Median and standard deviation (SD) was used for the interpretation of the result for credit risk management practice of the selected MFIs. While inferential statistics Correlation and regression analysis was used in order to find the degree of relationship between variable and help in fulfilling the purpose of the study. The study findings indicate that credit risk management practices are significant in influencing financial performance of the selected MFIS. Therefore, while 86.8% of financial performance was contributed by the independent variable the rest 16.2 % of the financial performance ratio was explained by the other unstudied factors and random variations of the selected micro MFIs in Addis Ababa. The credit risk management practice as well as financial performance of sampled MFIs in Addis Ababa city is moderately good. Risk identification, risk assessment and analysis, risk monitoring and control, managing credit risk and client appraisals are factors that affect credit risk management practice of selected micro financial institutions in Addis Ababa city&lt;/p&gt;</dct:description>
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