June 1, 2019 Thesis Open Access

Shentema Woldesenbet Gurmessa

DCAT Export

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    <dct:title>Factors Affecting the Adoption of Electronic Payment on Cash Transfer Program in Ethiopia: The Case of M-Birr and Ethiopia Productive Safety Net Program (PSNP)</dct:title>
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    <dct:description>&lt;p&gt;The purpose of this study was to investigate factors affecting the adoption of electronic payment on cash transfer program in Ethiopia in the case of M-Birr and Ethiopia Productive Safety Net Program (PSNP). A sample of 390 respondents were drawn from fifteen (15) woredas households of the four regional governments (Amhara, Oromia, SNNP and Tigray) of Ethiopia where a structured questionnaire was distributed to these samples. However, the response rate from among the intended samples was only 95.4% therefore; around 372 responses were found to be workable by this study. SPSS V 24.0 was used to analyze the data collected and to test the hypotheses put forward. Descriptive Research and Explanatory Research design was employed in order to identify the extent at which the independent variables affect the dependent variable. Multiple regression analysis was used in establishing the significance of the relationship. The findings of this study then show that factors namely convenience and relative advantage have a positive and significant relationship with electronic cash transfer adoption in Ethiopia which led to, the acceptance of hypothesis two and four. From hypothesis three, perceived risk was found to have a significant negative influence on electronic cash transfer adoption, meaning hypothesis three was supported.&lt;/p&gt;</dct:description>
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