July 22, 2025 Thesis Open Access

Kasim Ayub

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  <identifier identifierType="DOI">10.20372/nadre:11675</identifier>
  <creators>
    <creator>
      <creatorName>Kasim  Ayub</creatorName>
      <affiliation>Madda Walabu University</affiliation>
    </creator>
  </creators>
  <titles>
    <title>FACTORS INFLUENCING LOAN REPAYMENT PERFORMANCE OF YOUTH REVOLVING CREDIT FUND PROGRAM IN BALE ZONE GOBA WEREDA</title>
  </titles>
  <publisher>Zenodo</publisher>
  <publicationYear>2025</publicationYear>
  <subjects>
    <subject>revolving loan repayment, loan size, repayment period, educational level, business experience, financial knowledge</subject>
  </subjects>
  <contributors>
    <contributor contributorType="Supervisor">
      <contributorName>R. Siwahili  (PhD)</contributorName>
      <affiliation>Madda Walabu University</affiliation>
    </contributor>
  </contributors>
  <dates>
    <date dateType="Issued">2025-07-22</date>
  </dates>
  <language>en</language>
  <resourceType resourceTypeGeneral="Text">Thesis</resourceType>
  <alternateIdentifiers>
    <alternateIdentifier alternateIdentifierType="url">https://nadre.ethernet.edu.et/record/11675</alternateIdentifier>
  </alternateIdentifiers>
  <relatedIdentifiers>
    <relatedIdentifier relatedIdentifierType="DOI" relationType="IsVersionOf">10.20372/nadre:11674</relatedIdentifier>
    <relatedIdentifier relatedIdentifierType="URL" relationType="IsPartOf">https://nadre.ethernet.edu.et/communities/mwu123-un</relatedIdentifier>
  </relatedIdentifiers>
  <rightsList>
    <rights rightsURI="http://www.opendefinition.org/licenses/cc-by">Creative Commons Attribution</rights>
    <rights rightsURI="info:eu-repo/semantics/openAccess">Open Access</rights>
  </rightsList>
  <descriptions>
    <description descriptionType="Abstract">&lt;p&gt;Abstract&lt;/p&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;p&gt;The major objective of this study is to assess factors influencing loan repayment performance of youth revolving credit fund program in Bale Zone Goba Wereda. In order to achieve the specified study objective data were collected using Primary data particularly questionnaire was distributed to sample of 147 from total 233 beneficiaries. The collected data were analyzed using descriptive and inferential statistics to investigate the main factors influencing loan repayment performance of youth revolving credit fund program. Descriptive, explanatory research design and mixed research approach were employed. The main independent variables those were used for this study include age, gender, loan size, repayment period, educational level, business experience, financial knowledge and type of business and dependent variables those Influencing Loan Repayment Performance of Youth Revolving Credit fund. The result showed that- age, loan size, repayment period, financial knowledge and type of business factors have statistically significant effect on Loan Repayment Performance of Youth Revolving Credit Fund at 5% level. Whereas gender and educational level have statistically significant effect on Loan Repayment Performance of Youth Revolving Credit Fund at 10%. Based on the finding of the study it is suggested that encourage the participation of female youth, status of borrowers&amp;rsquo; education, loan repayment period should be revised and give enough time to borrowers, providing awareness creation training, continuous follow up and supervision mandatory.&amp;nbsp; &amp;nbsp; 1&lt;/p&gt;</description>
  </descriptions>
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